<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><div align="center"><!-- [et_pb_line_break_holder] --> <center><!-- [et_pb_line_break_holder] --> <table width="577" border="0" cellspacing="0"><!-- [et_pb_line_break_holder] --> <tbody><tr><!-- [et_pb_line_break_holder] --> <td><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: center;" align="center"><b>Terms<!-- [et_pb_line_break_holder] --> Of Use & Service<o:p><!-- [et_pb_line_break_holder] --> </o:p><!-- [et_pb_line_break_holder] --> </b></p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal"><b>IMPORTANT!<span style=""> <!-- [et_pb_line_break_holder] --> </span>THESE TERMS OF SERVICE (TOS) GOVERN YOUR USE OF THIS SITE, WHICH<!-- [et_pb_line_break_holder] --> IS PROVIDED BY OUR COMPANY.<span style=""> </span>BY<!-- [et_pb_line_break_holder] --> ACCESSING THIS SITE, YOU ARE INDICATING YOUR ACKNOWLEDGMENT AND<!-- [et_pb_line_break_holder] --> ACCEPTANCE OF THESE TERMS OF USE.<span style=""> </span>THESE<!-- [et_pb_line_break_holder] --> TERMS OF USE ARE SUBJECT TO CHANGE BY OUR COMPANY AT ANY TIME IN ITS<!-- [et_pb_line_break_holder] --> DISCRETION.<span style=""> </span>YOUR USE OF<!-- [et_pb_line_break_holder] --> THIS SITE AFTER SUCH CHANGES ARE IMPLEMENTED CONSTITUTES YOUR<!-- [et_pb_line_break_holder] --> ACKNOWLEDGMENT AND ACCEPTANCE OF THE CHANGES.<span style=""> </span>PLEASE CONSULT THESE TERMS OF USE REGULARLY. <o:p><!-- [et_pb_line_break_holder] --> </o:p><!-- [et_pb_line_break_holder] --> </b></p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify; page-break-after: avoid;"><b><u>Access<!-- [et_pb_line_break_holder] --> To This Site</u></b> <o:p><!-- [et_pb_line_break_holder] --> </o:p><!-- [et_pb_line_break_holder] --> </p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify; page-break-after: avoid;"><b>YOU<!-- [et_pb_line_break_holder] --> MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU ARE<!-- [et_pb_line_break_holder] --> UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB<!-- [et_pb_line_break_holder] --> SITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF THIS<!-- [et_pb_line_break_holder] --> WEB SITE, NO INFORMATION OBTAINED BY THIS WEB SITE, FALLS WITHIN THE<!-- [et_pb_line_break_holder] --> CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.</b></p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify; page-break-after: avoid;">To<!-- [et_pb_line_break_holder] --> access this site or some of the resources it has to offer, you may be<!-- [et_pb_line_break_holder] --> asked to provide certain registration details or other information.<span style=""> </span>It is a condition of your use of this site that all the<!-- [et_pb_line_break_holder] --> information you provide on this site will be correct, current, and<!-- [et_pb_line_break_holder] --> complete.<span style=""> </span>If our <i>Company</i><!-- [et_pb_line_break_holder] --> believes the information you provide is not correct, current, or<!-- [et_pb_line_break_holder] --> complete, we have the right to refuse you access to this site or any of<!-- [et_pb_line_break_holder] --> its resources, and to terminate or suspend your access at any time,<!-- [et_pb_line_break_holder] --> without notice.</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;"><b><u>Restrictions On<!-- [et_pb_line_break_holder] --> Use<o:p><!-- [et_pb_line_break_holder] --> </o:p><!-- [et_pb_line_break_holder] --> </u></b></p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;">You may use this site<!-- [et_pb_line_break_holder] --> for purposes expressly permitted by this site.<span style=""> <!-- [et_pb_line_break_holder] --> </span>You may not use this site for any other purpose, including any<!-- [et_pb_line_break_holder] --> commercial purpose, without our <i>Company</i>'s express prior written<!-- [et_pb_line_break_holder] --> consent.<span style=""> </span>For example, you<!-- [et_pb_line_break_holder] --> may not (and may not authorize any other party to) (i) co-brand<!-- [et_pb_line_break_holder] --> this site, or (ii) frame this site, or (iii) hyper-link to this site,<!-- [et_pb_line_break_holder] --> without the express prior written permission of an authorized<!-- [et_pb_line_break_holder] --> representative of our <i>Company</i>.<span style=""> <!-- [et_pb_line_break_holder] --> </span>For purposes of these Terms of Use, "co-branding" means to<!-- [et_pb_line_break_holder] --> display a name, logo, trademark, or other means of attribution or<!-- [et_pb_line_break_holder] --> identification of any party in such a manner as is reasonably likely to<!-- [et_pb_line_break_holder] --> give a user the impression that such other party has the right to<!-- [et_pb_line_break_holder] --> display, publish, or distribute this site or content accessible within<!-- [et_pb_line_break_holder] --> this site.<span style=""> </span>You agree to<!-- [et_pb_line_break_holder] --> cooperate with our <i>Company</i> in causing any unauthorized<!-- [et_pb_line_break_holder] --> co-branding, framing or hyper-linking immediately to cease.</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;"><b><u>Proprietary<!-- [et_pb_line_break_holder] --> Information</u><o:p><!-- [et_pb_line_break_holder] --> </o:p><!-- [et_pb_line_break_holder] --> </b></p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;">The material and content<!-- [et_pb_line_break_holder] --> (hereinafter referred to as the "Content") accessible from this<!-- [et_pb_line_break_holder] --> site, and any other World Wide Web site owned, operated, licensed, or<!-- [et_pb_line_break_holder] --> controlled by our <i>Company</i> is the proprietary information of our <i>Company</i><!-- [et_pb_line_break_holder] --> or the party that provided the Content to our <i>Company</i>, and our <i>Company</i><!-- [et_pb_line_break_holder] --> or the party that provided the Content to our <i>Company</i> retains all<!-- [et_pb_line_break_holder] --> right, title, and interest in the Content.<span style=""> <!-- [et_pb_line_break_holder] --> </span>Accordingly, the Content may not be copied, distributed,<!-- [et_pb_line_break_holder] --> republished, uploaded, posted, or transmitted in any way without the<!-- [et_pb_line_break_holder] --> prior written consent of our <i>Company</i>, or unless authorized in<!-- [et_pb_line_break_holder] --> writing elsewhere on our site, except that you may print out a copy of<!-- [et_pb_line_break_holder] --> the Content solely for your personal use.<span style=""> <!-- [et_pb_line_break_holder] --> </span>In doing so, you may not remove or alter, or cause to be removed<!-- [et_pb_line_break_holder] --> or altered, any copyright, trademark, trade name, service mark, or any<!-- [et_pb_line_break_holder] --> other proprietary notice or legend appearing on any of the Content.<span style=""> <!-- [et_pb_line_break_holder] --> </span>Modification or use of the Content except as expressly provided<!-- [et_pb_line_break_holder] --> in these Terms of Use violates our <i>Company</i>'s intellectual<!-- [et_pb_line_break_holder] --> property rights.<span style=""> </span>Neither<!-- [et_pb_line_break_holder] --> title nor intellectual property rights are transferred to you by access<!-- [et_pb_line_break_holder] --> to this site.<span style=""> </span></p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;"><b><u>Hyper-Links<o:p><!-- [et_pb_line_break_holder] --> </o:p><!-- [et_pb_line_break_holder] --> </u></b></p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;">This site may be<!-- [et_pb_line_break_holder] --> hyper-linked to other sites which are not maintained by, or related to,<!-- [et_pb_line_break_holder] --> our <i>Company</i>.<span style=""> </span>Hyper-links<!-- [et_pb_line_break_holder] --> to such sites are provided as a service to users and are not sponsored<!-- [et_pb_line_break_holder] --> by or affiliated with this site or our <i>Company</i>.<span style=""> <!-- [et_pb_line_break_holder] --> </span>Our <i>Company</i> has not reviewed any or all of such sites and<!-- [et_pb_line_break_holder] --> is not responsible for the content of those sites.<span style=""> <!-- [et_pb_line_break_holder] --> </span>Hyper-links are to be accessed at the user's own risk, and our <i>Company</i><!-- [et_pb_line_break_holder] --> makes no representations or warranties about the content, completeness<!-- [et_pb_line_break_holder] --> or accuracy of these hyper-links or the sites hyper-linked to this site.<span style=""> <!-- [et_pb_line_break_holder] --> </span>Further, the inclusion of any hyper-link to a third-party site<!-- [et_pb_line_break_holder] --> does not necessarily imply endorsement by our <i>Company</i> of that<!-- [et_pb_line_break_holder] --> site.</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;"><b><u>Submissions<o:p><!-- [et_pb_line_break_holder] --> </o:p><!-- [et_pb_line_break_holder] --> </u></b></p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;">You hereby grant to our <i>Company</i><!-- [et_pb_line_break_holder] --> the royalty-free, perpetual, irrevocable, worldwide, non-exclusive right<!-- [et_pb_line_break_holder] --> and license to use, reproduce, modify, adapt, publish, translate, create<!-- [et_pb_line_break_holder] --> derivative works from, distribute, perform, and display all content,<!-- [et_pb_line_break_holder] --> remarks, suggestions, ideas, graphics, or other information communicated<!-- [et_pb_line_break_holder] --> to our <i>Company</i> through this site (together, hereinafter known as<!-- [et_pb_line_break_holder] --> the "Submission"), and to incorporate any Submission in other works<!-- [et_pb_line_break_holder] --> in any form, media, or technology now known or later developed.<span style=""> <!-- [et_pb_line_break_holder] --> </span>Our <i>Company</i> will not be required to treat any Submission<!-- [et_pb_line_break_holder] --> as confidential, and may use any Submission in its business (including<!-- [et_pb_line_break_holder] --> without limitation, for products or advertising) without incurring any<!-- [et_pb_line_break_holder] --> liability for royalties or any other consideration of any kind, and will<!-- [et_pb_line_break_holder] --> not incur any liability as a result of any similarities that may appear<!-- [et_pb_line_break_holder] --> in future <i>Company</i> operations.</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;">Our <i>Company</i> will<!-- [et_pb_line_break_holder] --> treat any personal information that you submit through this site in<!-- [et_pb_line_break_holder] --> accordance with its Privacy Policy as set forth on this site<b><i>.</i><o:p><!-- [et_pb_line_break_holder] --> </o:p><!-- [et_pb_line_break_holder] --> </b></p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;"><b><u>Disclaimer<o:p><!-- [et_pb_line_break_holder] --> </o:p><!-- [et_pb_line_break_holder] --> </u></b></p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;">You understand that our <i>Company</i><!-- [et_pb_line_break_holder] --> cannot and does not guarantee or warrant that files available for<!-- [et_pb_line_break_holder] --> downloading from the Internet will be free of viruses, worms, Trojan<!-- [et_pb_line_break_holder] --> horses or other code that may manifest contaminating or destructive<!-- [et_pb_line_break_holder] --> properties.<span style=""> </span>You are<!-- [et_pb_line_break_holder] --> responsible for implementing sufficient procedures and checkpoints to<!-- [et_pb_line_break_holder] --> satisfy your particular requirements for accuracy of data input and<!-- [et_pb_line_break_holder] --> output, and for maintaining a means external to this site for the<!-- [et_pb_line_break_holder] --> reconstruction of any lost data.<span style=""> </span>Our <i>Company</i> does not assume any responsibility or risk<!-- [et_pb_line_break_holder] --> for your use of the Internet.</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;">The Content is not<!-- [et_pb_line_break_holder] --> necessarily complete and up-to-date and should not be used to replace<!-- [et_pb_line_break_holder] --> any written reports, statements, or notices provided by <i>Company</i>.<span style=""> </span>Investors, borrowers, and other persons should use the<!-- [et_pb_line_break_holder] --> Content in the same manner as any other educational medium and should<!-- [et_pb_line_break_holder] --> not rely on the Content to the exclusion of their own professional<!-- [et_pb_line_break_holder] --> judgment.<span style=""> </span>Information<!-- [et_pb_line_break_holder] --> obtained by using this site is not exhaustive and does not cover all<!-- [et_pb_line_break_holder] --> issues, topics, or facts that may be relevant to your goals.<span style=""> </span></p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;"><b>YOUR USE OF THIS SITE<!-- [et_pb_line_break_holder] --> IS AT YOUR OWN RISK.<span style=""> </span><span style="text-transform: uppercase;">The Content is provided as is and without warranties of any<!-- [et_pb_line_break_holder] --> kind, either expressed or implied.<span style=""> <!-- [et_pb_line_break_holder] --> </span>Our Company disclaims all warranties, including any implied<!-- [et_pb_line_break_holder] --> warranties of merchantability, fitness for a particular purpose, </span>TITLE,<!-- [et_pb_line_break_holder] --> OR NON-INFRINGEMENT<span style="text-transform: uppercase;">.<span style=""> <!-- [et_pb_line_break_holder] --> </span>Our <i>Company </i>does not warrant that the functions OR CONTENT<!-- [et_pb_line_break_holder] --> contained in this site will be uninterrupted or error-free, that defects<!-- [et_pb_line_break_holder] --> will be corrected, or that this site or the server that makes it<!-- [et_pb_line_break_holder] --> available are free of viruses or other harmful components.<span style=""> <!-- [et_pb_line_break_holder] --> </span>Our <i>Company</i> does not warrant or make any representation<!-- [et_pb_line_break_holder] --> regarding use, or the result of use, of the content in terms of<!-- [et_pb_line_break_holder] --> accuracy, reliability, or otherwise.<span style=""> <!-- [et_pb_line_break_holder] --> </span>The content may include technical inaccuracies or typographical<!-- [et_pb_line_break_holder] --> errors, and <i>Company</i> may make changes or improvements at any time.<span style=""> <!-- [et_pb_line_break_holder] --> </span>You, and not our <i>Company</i>, assume the entire cost of all<!-- [et_pb_line_break_holder] --> necessary servicing, repair or correction </span>IN THE EVENT OF ANY<!-- [et_pb_line_break_holder] --> LOSS OR DAMAGE ARISING FROM THE USE OF THIS SITE OR ITS CONTENT<span style="text-transform: uppercase;">.<span style=""> <!-- [et_pb_line_break_holder] --> </span>Our </span><i>COMPANY</i> MAKES NO WARRANTIES THAT YOUR USE OF<!-- [et_pb_line_break_holder] --> THE CONTENT WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUMES NO<!-- [et_pb_line_break_holder] --> LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT.<o:p><!-- [et_pb_line_break_holder] --> </o:p><!-- [et_pb_line_break_holder] --> </b></p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;">All of the information<!-- [et_pb_line_break_holder] --> in this site, whether historical in nature or forward-looking, speaks<!-- [et_pb_line_break_holder] --> only as of the date the information is posted on this site, and <i>Company</i><!-- [et_pb_line_break_holder] --> does not undertake any obligation to update such information after it is<!-- [et_pb_line_break_holder] --> posted or to remove such information from this site if it is not, or is<!-- [et_pb_line_break_holder] --> no longer, accurate or complete.</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;"><b><u>Limitation On<!-- [et_pb_line_break_holder] --> Liability<span style="text-transform: uppercase;"><o:p><!-- [et_pb_line_break_holder] --> </o:p><!-- [et_pb_line_break_holder] --> </span></u></b></p><!-- [et_pb_line_break_holder] --> <p class="MsoBodyText2"><b>COMPANY, ITS SUBSIDIARIES, AFFILIATES,<!-- [et_pb_line_break_holder] --> LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS,<!-- [et_pb_line_break_holder] --> OFFICERS, AND DIRECTORS WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT,<!-- [et_pb_line_break_holder] --> INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER<!-- [et_pb_line_break_holder] --> DAMAGES, INCLUDING LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING,<!-- [et_pb_line_break_holder] --> EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF COMPANY HAS BEEN ADVISED<!-- [et_pb_line_break_holder] --> OF THE POSSIBILITY OF SUCH DAMAGES.<span style=""> <!-- [et_pb_line_break_holder] --> </span>IN NO EVENT WILL THE COLLECTIVE LIABILITY OF COMPANY AND ITS<!-- [et_pb_line_break_holder] --> SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT<!-- [et_pb_line_break_holder] --> PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS, TO ANY PARTY<!-- [et_pb_line_break_holder] --> (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR<!-- [et_pb_line_break_holder] --> OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID TO<!-- [et_pb_line_break_holder] --> COMPANY FOR THE APPLICABLE CONTENT, PRODUCT OR SERVICE OUT OF WHICH<!-- [et_pb_line_break_holder] --> LIABILITY AROSE.</b></p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;"> <o:p><!-- [et_pb_line_break_holder] --> </o:p><!-- [et_pb_line_break_holder] --> </p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;"><b><u>Indemnity</u></b><u><span style="text-transform: uppercase;"><o:p><!-- [et_pb_line_break_holder] --> </o:p><!-- [et_pb_line_break_holder] --> </span></u></p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;">You will indemnify and<!-- [et_pb_line_break_holder] --> hold <i>Company</i>, its subsidiaries, affiliates, licensors, content<!-- [et_pb_line_break_holder] --> providers, service providers, employees, agents, officers, directors,<!-- [et_pb_line_break_holder] --> and contractors (hereinafter known as the "Indemnified Parties")<!-- [et_pb_line_break_holder] --> harmless from any breach of these Terms of Use by you, including any use<!-- [et_pb_line_break_holder] --> of Content other than as expressly authorized in these Terms of Use.<span style=""> <!-- [et_pb_line_break_holder] --> </span>You agree that the Indemnified Parties will have no liability in<!-- [et_pb_line_break_holder] --> connection with any such breach or unauthorized use, and you agree to<!-- [et_pb_line_break_holder] --> indemnify any and all resulting loss, damages, judgments, awards, costs,<!-- [et_pb_line_break_holder] --> expenses, and attorney's fees of the Indemnified Parties in connection<!-- [et_pb_line_break_holder] --> therewith.<span style=""> </span>You will also<!-- [et_pb_line_break_holder] --> indemnify and hold the Indemnified Parties harmless from and against any<!-- [et_pb_line_break_holder] --> claims brought by third parties arising out of your use of the<!-- [et_pb_line_break_holder] --> information accessed from this site.</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify; page-break-after: avoid;"><b><u>Trademarks</u></b><u><span style="text-transform: uppercase;"><o:p><!-- [et_pb_line_break_holder] --> </o:p><!-- [et_pb_line_break_holder] --> </span></u></p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify; page-break-after: avoid;">Trademarks,<!-- [et_pb_line_break_holder] --> service marks, and logos appearing in this site are the property of <i>Company</i><!-- [et_pb_line_break_holder] --> or the party that provided the trademarks, service marks, and logos to <i>Company</i>.<span style=""> <!-- [et_pb_line_break_holder] --> </span><i>Company</i> and any party that provided trademarks, service<!-- [et_pb_line_break_holder] --> marks, and logos to <i>Company</i> retain all rights with respect to any<!-- [et_pb_line_break_holder] --> of their respective trademarks, service marks, and logos appearing in<!-- [et_pb_line_break_holder] --> this site.<span style=""> </span></p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;"><b><u>Information You<!-- [et_pb_line_break_holder] --> Provide</u></b><u><o:p><!-- [et_pb_line_break_holder] --> </o:p><!-- [et_pb_line_break_holder] --> </u></p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;">You may not post, send,<!-- [et_pb_line_break_holder] --> submit, publish, or transmit in connection with this site any material<!-- [et_pb_line_break_holder] --> that:</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="margin-left: 18pt; text-align: justify; text-indent: -18pt;"><span style="font-family: Symbol;">·<span style="font: 7pt "Times New Roman";"> <!-- [et_pb_line_break_holder] --> </span></span>you do not have the right to post, including proprietary<!-- [et_pb_line_break_holder] --> material of any third party;</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="margin-left: 18pt; text-align: justify; text-indent: -18pt;"><span style="font-family: Symbol;">·<span style="font: 7pt "Times New Roman";"> <!-- [et_pb_line_break_holder] --> </span></span>advocates illegal activity or discusses an intent to<!-- [et_pb_line_break_holder] --> commit an illegal act;</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="margin-left: 18pt; text-align: justify; text-indent: -18pt;"><span style="font-family: Symbol;">·<span style="font: 7pt "Times New Roman";"> <!-- [et_pb_line_break_holder] --> </span></span>is vulgar, obscene, pornographic, or indecent;</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="margin-left: 18pt; text-align: justify; text-indent: -18pt;"><span style="font-family: Symbol;">·<span style="font: 7pt "Times New Roman";"> <!-- [et_pb_line_break_holder] --> </span></span>does not pertain directly to this site;</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="margin-left: 18pt; text-align: justify; text-indent: -18pt;"><span style="font-family: Symbol;">·<span style="font: 7pt "Times New Roman";"> <!-- [et_pb_line_break_holder] --> </span></span>threatens or abuses others, libels, defames, invades<!-- [et_pb_line_break_holder] --> privacy, stalks, is obscene, pornographic, racist, abusive, harassing,<!-- [et_pb_line_break_holder] --> threatening or offensive;</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="margin-left: 18pt; text-align: justify; text-indent: -18pt;"><span style="font-family: Symbol;">·<span style="font: 7pt "Times New Roman";"> <!-- [et_pb_line_break_holder] --> </span></span>seeks to exploit or harm children by exposing them to<!-- [et_pb_line_break_holder] --> inappropriate content, asking for personally identifiable details or<!-- [et_pb_line_break_holder] --> otherwise;</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="margin-left: 18pt; text-align: justify; text-indent: -18pt;"><span style="font-family: Symbol;">·<span style="font: 7pt "Times New Roman";"> <!-- [et_pb_line_break_holder] --> </span></span>infringes any intellectual property or other right of any<!-- [et_pb_line_break_holder] --> entity or person, including violating anyones copyrights or<!-- [et_pb_line_break_holder] --> trademarks or their rights of publicity;</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="margin-left: 18pt; text-align: justify; text-indent: -18pt;"><span style="font-family: Symbol;">·<span style="font: 7pt "Times New Roman";"> <!-- [et_pb_line_break_holder] --> </span></span>violates any law or may be considered to violate any law;</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="margin-left: 18pt; text-align: justify; text-indent: -18pt;"><span style="font-family: Symbol;">·<span style="font: 7pt "Times New Roman";"> <!-- [et_pb_line_break_holder] --> </span></span>impersonates or misrepresents your connection to any other<!-- [et_pb_line_break_holder] --> entity or person or otherwise manipulates headers or identifiers to<!-- [et_pb_line_break_holder] --> disguise the origin of the content;</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="margin-left: 18pt; text-align: justify; text-indent: -18pt;"><span style="font-family: Symbol;">·<span style="font: 7pt "Times New Roman";"> <!-- [et_pb_line_break_holder] --> </span></span>advertises any commercial endeavor (e.g., offering for<!-- [et_pb_line_break_holder] --> sale products or services) or otherwise engages in any commercial<!-- [et_pb_line_break_holder] --> activity (e.g., conducting raffles or contests, displaying sponsorship<!-- [et_pb_line_break_holder] --> banners, and/or soliciting goods or services) except as may be<!-- [et_pb_line_break_holder] --> specifically authorized on this site;</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="margin-left: 18pt; text-align: justify; text-indent: -18pt;"><span style="font-family: Symbol;">·<span style="font: 7pt "Times New Roman";"> <!-- [et_pb_line_break_holder] --> </span></span>solicits funds, advertisers or sponsors;</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="margin-left: 18pt; text-align: justify; text-indent: -18pt;"><span style="font-family: Symbol;">·<span style="font: 7pt "Times New Roman";"> <!-- [et_pb_line_break_holder] --> </span></span>includes programs which contain viruses, worms and/or<!-- [et_pb_line_break_holder] --> Trojan horses or any other computer code, files or programs designed to<!-- [et_pb_line_break_holder] --> interrupt, destroy or limit the functionality of any computer software<!-- [et_pb_line_break_holder] --> or hardware or telecommunications;</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="margin-left: 18pt; text-align: justify; text-indent: -18pt;"><span style="font-family: Symbol;">·<span style="font: 7pt "Times New Roman";"> <!-- [et_pb_line_break_holder] --> </span></span>disrupts the normal flow of dialogue, causes a screen to<!-- [et_pb_line_break_holder] --> scroll faster than other users are able to type, or otherwise act in a<!-- [et_pb_line_break_holder] --> way which affects the ability of other people to engage in real time<!-- [et_pb_line_break_holder] --> activities via this site;</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="margin-left: 18pt; text-align: justify; text-indent: -18pt;"><span style="font-family: Symbol;">·<span style="font: 7pt "Times New Roman";"> <!-- [et_pb_line_break_holder] --> </span></span>includes MP3 format files;</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="margin-left: 18pt; text-align: justify; text-indent: -18pt;"><span style="font-family: Symbol;">·<span style="font: 7pt "Times New Roman";"> <!-- [et_pb_line_break_holder] --> </span></span>amounts to a 'pyramid' or similar scheme;</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="margin-left: 18pt; text-align: justify; text-indent: -18pt;"><span style="font-family: Symbol;">·<span style="font: 7pt "Times New Roman";"> <!-- [et_pb_line_break_holder] --> </span></span>disobeys any policy or regulations established from time<!-- [et_pb_line_break_holder] --> to time regarding use of this site or any networks connected to this<!-- [et_pb_line_break_holder] --> site; or</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="margin-left: 18pt; text-align: justify; text-indent: -18pt;"><span style="font-family: Symbol;">·<span style="font: 7pt "Times New Roman";"> <!-- [et_pb_line_break_holder] --> </span></span>contains hyper-links to other sites that contain content<!-- [et_pb_line_break_holder] --> that falls within the descriptions set forth above.</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;">Although under no<!-- [et_pb_line_break_holder] --> obligation to do so, our <i>Company</i> reserves the right to monitor<!-- [et_pb_line_break_holder] --> use of this site to determine compliance with these Terms of Use, as<!-- [et_pb_line_break_holder] --> well the right to remove or refuse any information for any reason.<span style=""> <!-- [et_pb_line_break_holder] --> </span>Notwithstanding these rights, you remain solely responsible for<!-- [et_pb_line_break_holder] --> the content of your submissions.<span style=""> </span>You<!-- [et_pb_line_break_holder] --> acknowledge and agree that neither <i>Company</i> nor any third party<!-- [et_pb_line_break_holder] --> that provides Content to <i>Company</i> will assume or have any<!-- [et_pb_line_break_holder] --> liability for any action or inaction by <i>Company</i> or such third<!-- [et_pb_line_break_holder] --> party with respect to any submission.</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;"><b><u>Security</u></b><u><o:p><!-- [et_pb_line_break_holder] --> </o:p><!-- [et_pb_line_break_holder] --> </u></p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;">Any passwords used for<!-- [et_pb_line_break_holder] --> this site are for individual use only. You will be responsible for the<!-- [et_pb_line_break_holder] --> security of your password (if any).<span style=""> <!-- [et_pb_line_break_holder] --> </span><i>Company</i> will be entitled to monitor your password and, at<!-- [et_pb_line_break_holder] --> its discretion, require you to change it.<span style=""> <!-- [et_pb_line_break_holder] --> </span>If you use a password that <i>Company</i> considers insecure, <i>Company</i><!-- [et_pb_line_break_holder] --> will be entitled to require the password to be changed and/or terminate<!-- [et_pb_line_break_holder] --> your account.</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;">You are prohibited from<!-- [et_pb_line_break_holder] --> using any services or facilities provided in connection with this site<!-- [et_pb_line_break_holder] --> to compromise security or tamper with system resources and/or accounts.<!-- [et_pb_line_break_holder] --> The use or distribution of tools designed for compromising security<!-- [et_pb_line_break_holder] --> (e.g., password guessing programs, cracking tools or network probing<!-- [et_pb_line_break_holder] --> tools) is strictly prohibited. If you become involved in any violation<!-- [et_pb_line_break_holder] --> of system security, <i>Company</i> reserves the right to release your<!-- [et_pb_line_break_holder] --> details to system administrators at other sites in order to assist them<!-- [et_pb_line_break_holder] --> in resolving security incidents.<span style=""> </span><i>Company</i><!-- [et_pb_line_break_holder] --> reserves the right to investigate suspected violations of these Terms of<!-- [et_pb_line_break_holder] --> Use.</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;"><i>Company</i> reserves<!-- [et_pb_line_break_holder] --> the right to fully cooperate with any law enforcement authorities or<!-- [et_pb_line_break_holder] --> court order requesting or directing <i>Company</i> to disclose the<!-- [et_pb_line_break_holder] --> identity of anyone posting any e-mail messages, or publishing or<!-- [et_pb_line_break_holder] --> otherwise making available any materials that are believed to violate<!-- [et_pb_line_break_holder] --> these Terms of Use.<span style=""> </span></p><!-- [et_pb_line_break_holder] --> <p class="MsoBodyText2"><b>BY ACCEPTING THIS AGREEMENT YOU WAIVE AND<!-- [et_pb_line_break_holder] --> HOLD HARMLESS COMPANY FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY<!-- [et_pb_line_break_holder] --> COMPANY DURING OR AS A RESULT OF ITS INVESTIGATIONS AND/OR FROM ANY<!-- [et_pb_line_break_holder] --> ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER [COMPANY] OR<!-- [et_pb_line_break_holder] --> LAW ENFORCEMENT AUTHORITIES.</b></p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;"><b><u>Miscellaneous<o:p><!-- [et_pb_line_break_holder] --> </o:p><!-- [et_pb_line_break_holder] --> </u></b></p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;">These Terms of Use will<!-- [et_pb_line_break_holder] --> be governed and interpreted pursuant to the laws of <font face="Times New Roman" size="3">Arkansas</font>, United<!-- [et_pb_line_break_holder] --> States of America, notwithstanding any principles of conflicts of law.<span style=""> <!-- [et_pb_line_break_holder] --> </span>You specifically consent to personal jurisdiction in <font face="Times New Roman" size="3">Arkansas</font><b><!-- [et_pb_line_break_holder] --> </b>in<!-- [et_pb_line_break_holder] --> connection with any dispute between you and <i>Company</i> arising out<!-- [et_pb_line_break_holder] --> of these Terms of Use or pertaining to the subject matter hereof.<span style=""> <!-- [et_pb_line_break_holder] --> </span>The parties to these Terms of Use each agree that the exclusive<!-- [et_pb_line_break_holder] --> venue for any dispute between the parties arising out of these Terms of<!-- [et_pb_line_break_holder] --> Use or pertaining to the subject matter of these Terms of Use will be in<!-- [et_pb_line_break_holder] --> the state and federal courts in <font face="Times New Roman" size="3">Manila,<!-- [et_pb_line_break_holder] --> Arkansas</font>.<span style=""> <!-- [et_pb_line_break_holder] --> </span>If any part of these Terms of Use is unlawful, void or<!-- [et_pb_line_break_holder] --> unenforceable, that part will be deemed severable and will not affect<!-- [et_pb_line_break_holder] --> the validity and enforceability of any remaining provisions. These Terms<!-- [et_pb_line_break_holder] --> of Use constitute the entire agreement among the parties relating to<!-- [et_pb_line_break_holder] --> this subject matter.<span style=""> </span>Notwithstanding<!-- [et_pb_line_break_holder] --> the foregoing, any additional terms and conditions on this site will<!-- [et_pb_line_break_holder] --> govern the items to which they pertain.<span style=""> <!-- [et_pb_line_break_holder] --> </span><i>Company</i> may revise these Terms of Use at any time by<!-- [et_pb_line_break_holder] --> updating this posting.</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;">Last updated: May 25,<!-- [et_pb_line_break_holder] --> 2003</p><!-- [et_pb_line_break_holder] --> <p class="MsoNormal" style="text-align: justify;"> <o:p><!-- [et_pb_line_break_holder] --> </o:p><!-- [et_pb_line_break_holder] --> </p><!-- [et_pb_line_break_holder] --> <p align="center"><font face="Times New Roman" size="3">© 2015 - 2017<span style=""> <!-- [et_pb_line_break_holder] --> </span>MillionDollarWebCopy.com</font></p></td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> </tbody></table><!-- [et_pb_line_break_holder] --> </center><!-- [et_pb_line_break_holder] --></div><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->